23.1.12

Buying Our First Home & Finding The Best Mortgage For Us

I've been renting houses and apartments for as long as I can remember. As a student and single woman, this was perfect for me, but now that we have a family, I knew it was time to start searching for a place to really call home. Moving every other year has become a hassle with 2 kids, so we wanted our own house. The most important thing is finding cheap mortgage deals.

It's not easy trying to figure out the details when purchasing your first house, but having a mortgage broker really helps! Just because you are on a budget doesn't mean you will have problems securing a mortgage and, once we had someone helping us, this became very clear. I know all of the details can be very stressful, which is why you shouldn't be afraid to get help from a broker. Plus, you will probably end up not only becoming more educated about the subject, but also save money.
 Once we decided our budget assessed what types of loans we could procure, we started searching for houses. This was the part I'd been waiting for and definitely the most fun. We found our dream cabin in the mountains and a few months later, the house was ours! It's so amazing to finally say we are homeowners! Buying a home is definitely a process, but once you own your own home and know you got the best deal on your mortgage, it's an amazing feeling.

5 comments:

Mimi B said...

Oh my gosh, that's gorgeous! I was in your spot for a long time, but finally have my own home! =) Love it!

Full Time Mama said...

Seriously, that pic above is your house?! LOVE!!
We didnt have a mortgage broker, didnt really even know about them. A good thing to look into for sure.

The Freebie Junkie said...

What a nice house! So jealous! best time to buy a house so search around for the lowest mortgage rates!

Trista said...

its so hard to know what the right choice is and seems like the banks arent much help

Whitney @ Momma Knows Best said...

Oh, Roxanne... I love it! Hubs is wanting to move up that way sooo bad. I'd love to have a cabin like yours!

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