I've been renting houses and apartments for as long as I can remember. As a student and single woman, this was perfect for me, but now that we have a family, I knew it was time to start searching for a place to really call home. Moving every other year has become a hassle with 2 kids, so we wanted our own house. The most important thing is finding cheap mortgage deals.
It's not easy trying to figure out the details when purchasing your first house, but having a mortgage broker really helps! Just because you are on a budget doesn't mean you will have problems securing a mortgage and, once we had someone helping us, this became very clear. I know all of the details can be very stressful, which is why you shouldn't be afraid to get help from a broker. Plus, you will probably end up not only becoming more educated about the subject, but also save money.